On January 3, 2025, Tampa Junior Partner Jessalea Shettle won a Motion for Judgment on the Pleadings, discharging Progressive’s requirement to indemnify and defend the insured in the underlying tort matter styled Progressive American Insurance Company v. Carr.  Progressive’s Insured was involved in a severe car accident resulting in death. Their insured filed a complaint with the Department of Insurance and brought allegations that Progressive negligently mishandled his file, and failed to add $250,000/$500,000 bodily injury coverage to his vehicle when requested. The Estate filed suit against Progressive’s Insured, and Progressive filed a declaratory judgment action to seek confirmation from the Court that, at the time of the accident, the insured had not purchased and did not pay a premium for bodily injury coverage, despite his claims that he requested the change and Progressive breached its duty to its insured by failing to make a requested policy change. We were able to prove that Progressive’s policy accurately reflected what was purchased.